Iowa Finance Authority Interest Rates
The Iowa Finance Authority (IFA) is here to help you take the next step toward homeownership. Current IFA mortgage rates are listed below and are updated as needed based on market conditions and other factors.
Current IFA Rates
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Please note an origination fee of up to 1% may be charged on all products.
Understand your mortgage and downpayment options
First-time homebuyers
The FirstHome Program connects first-time homebuyers with affordable mortgages and local lenders. Plus, you can benefit from down payment and closing cost assistance. Learn more about the program, including information about down payment assistance options for eligible Iowa homebuyers.
First-time and repeat homebuyers
Homes for Iowans helps open the door to homeownership for eligible first-time and repeat buyers purchasing a primary residence in Iowa. The program comes with benefits like fewer mortgage fees, potential for lower down payments, and down-payment and closing-cost assistance programs.
Ready to lock in a rate?
Make your someday start today. Talk to your IFA-approved lender to confirm your eligibility, get your exact rate and walk through the application process.